The honeymoon is officially over. The hubby and I have settled into our new married life together and our financial union is still a little confusing to say the least. We have a joint checking account now and we are paying our bills through that account, but it really feels like our expenses have gone up because I never used to see how much the hubby spent. It makes me wonder if marriage would make our costs go up or go down. I asked a few married coworkers this question and all of them said that after they got married they are spending a lot more than before. However, all of these coworkers are men and one of them has a wife that's still going to school so he has to support her. So I decided to make a comparison of our current expenditures with our former expenditures here and see what would happen.
Here are the areas where we're saving money:
1. Utilities - The hubby used to pay for all of the utilities at his apartment even though he had a roommate. I shared the utility bills with my roommates but it still came out to be $50 to $70 a month. Currently, our cable tv, water, and garbage are included in the rent so that's also a big plus. Before we got married the hubby was paying for water and garbage also. I estimate that the utitlies savings would add up to approximately $1500 to $2000 a year just because we now live together.
2. Eating Out - We haven't been eating out as often, but cooking isn't as cheap as I thought. The only spare time we have to cook is on the weekends so the hubby tries to make a lot of food that...