Essays Tagged: "banking industry"
In 1989, a bomb was dropped on the Boston banking industry when a FED study of neighborhood lending patterns provided evidence of discrimination.
eal actions on the part of lenders.What is the case about?In 1989, a bomb was dropped on the Boston banking industry when a FED study of neighborhood lending patterns provided evidence of discriminati ... t from serving the suburbs. In detail, not only were the economics and competitive dynamics of city banking different, but city banks had to deal with a much more complex set of social and political i ...
Subjects: Businesss Research Papers > Management
A comparison of Canada's branch banking system to the Unit banking system of the United States.
ates. Many events and technology advancementshave effected the way Canadians and Americans go about banking. Some of the topics that willbe explored throughout this presentation are as follows: How Se ... : How September 11th effected theeconomy and the banks in both Canada and the United States, online banking and theadvancement of banking technology, what NAFTA has done and how it has influenced theN ...
Subjects: Businesss Research Papers > Marketing
Facing the WTO Accession: Strengthen China's Banking Industry ----From the Evidence of Chinese Banking Problems
IntroductionChina's ambitious efforts to reform and restructure the banking system began in earnest in 1998 and are accelerating rapidly as the accession to the World T ... tition represents the opportunity and challenges the domestic banks face. Facing challenge, China's banking industry must be recognize that managing inherited nonperforming loans (NPLs) and overcoming ... -sheet problems facing Chinese banks in recent years, yet the exact figure of total NPLs in China's banking sector is still unknown. In 1999,the authorities proposed a solution of debt-to-equity swap ...
Subjects: Social Science Essays > Economics > Foreign & International Economics
Q. Porter 2001 wrote: "The internet then is often ..in many cases it actually makes those sources even more important." Discuss this statement on the banking sector
lysis is necessary to "illuminate" areas of potential profitability. Applying this framework to the banking industry uncovers interesting revelations. The threat of substitutes in the banking industry ... 64) "alters industry structures in ways that dampen overall profitability". This may be true of the banking industry, as established banks must compete with offers from on-line banking companies in or ...
Subjects: Businesss Research Papers > Management
Retail banking in India
g, it covers the ground at a very high speed. This is similar to what is happening to the course of banking industry in India. For decades, the banks in India have focused on earning big money from co ... m of the Securitization Bill, which gave banks and institutions muscle to recover bad debts. Retail banking is the new mantra for all the banks.Retail banking scenarioRetail banking includes a compreh ...
Subjects: Businesss Research Papers > Management
E-Commerce
oming a hot issue for all business organizations and economic forums in the country. As its nature, banking industry is always the first mover to pave the way for other industries to go ahead with the ... , VFC Bank (Vietnam First Class Bank) is acknowledging this trend and making preparations for its e-banking strategy.Several banks, in the domestic market, recently introduced electronic banking (e-ba ...
Subjects: Science Essays > Computer Science > Internet and networking
Recent Organizational Problem in the Banking Industry: Problems with Mergers and Acquisitions
erfect deal, and if the same circumstances occurred, we'd do it again." At SunTrust Bank and in the banking industry, in general, mergers and acquisitions are a work related problem all too often. Thi ... Negotiate final terms and agreement.· Complete the transaction.Merger Implementation in the Banking IndustryIn recent news, merger implementation is where the work begins. However the current ...
Subjects: Businesss Research Papers > Marketing
MIS
MIS) is one of the key instruments for an organizations survival as it plays a critical role in the banking industry as it does in all other industries. It provides the management with the necessary i ... zation also)." (5)(Al-Gahtani, 2003, p57, 13p)Information system plays a very essential role in the banking industry particularity. It relies heavily on information technology. In this fast-paced worl ...
Subjects: Businesss Research Papers > Management
The Capital Markets Process of Securitisation
ubsequent growth in the Australian market. The high levels of growth lie in the deregulation of the banking industry which has lead to the emergence of more sophisticated financial instruments, includ ... ntial increase in the securitisation market may be attributed to a number of changes to Australia's banking and financial sector. Prior to the mid 1980's there was a high level of bank regulation, the ...
Subjects: Businesss Research Papers > Markets & Exchanges
Office Automation Paper: Computer Information Systems.
rk Economy, Information Technology plays an unprecedented role in the development and growth of the banking industry. Competition in the banking industry is not based anymore on pricing, it is based o ... and indeed expect, more from it. Consequently, as their business changes and they have more complex banking requirements, they expect their banking responses to change to meet those needs (Lewis, 2003 ...
Subjects: Science Essays > Computer Science > Internet and networking
How Can Chinese Shareholding Commercial Banks Create Competitive Advantage and Build Core Competence? A Case Study: Shanghai Pudong Development Bank.
f competitive strategies, core competence, CSFs and relations of them. Moreover, the literatures of banking strategies, characteristics and key activities of banking industry as well as four CSFs in b ... n and build their real core competence to face up with the challenges in the future dynamic Chinese banking market after full opening of Chinese banking market to the world.List of Figures and Tables ...
Subjects: Businesss Research Papers > Case Studies
U.S. Labor History - Rise of Industrial Unionism
and policy in 1935 and through out the 1930's. Commissions were set up to regulate Wall Street, the banking industry and other business enterprises. The U.S. became a nation of high expectation on gov ...
Subjects: History Term Papers > North American History
Guarantee Trust Bank Nigeria
a and Tayo who used to be colleagues at Continental Merchant Bank. With intensive experience in the banking industry supported by the subtle awareness about their own country, they nurtured the intent ... any bank.The third principle GTB based on is offering outstanding customer service and professional banking practices. Customer orientation is a major guideline for the business as they started with d ...
Subjects: Businesss Research Papers > Case Studies
Case Study Analysis: Merger of Westpac and Bank of Melbourne
1Executive SummaryThis report is a strategic evaluation of the merger between the Westpac Banking Corporation (Westpac) and the Bank of Melbourne (BML) that occurred 23 November 1998.The his ... stpac) and the Bank of Melbourne (BML) that occurred 23 November 1998.The history of the Australian Banking Industry is examined, with explanations on government controls and regulation that character ...
Subjects: Businesss Research Papers > Case Studies
Information Technology in Banking and Financial Institutions
ansion into the global marketplace. The major technologies which are used nowadays include Internet banking, mobile banking, telephone banking, smart cards, credit cards, and automated teller machines ... ctions without going into a branch. However, with all of the benefits that technology brings to the banking industry, it also brings increased risks and threats. Many banks are faced with a growing co ...
Subjects: Science Essays > Technology
Selection and Recruitment of Chinese Banking institutions
IntroductionNowadays, banking industry in North American is facing sever competition and slow growth due to deceleration o ... and faster growing population; hence, more and more foreign banks attempt to invest in the Chinese banking industry. However, due to the high barrier of entry imposed by the Chinese government, at th ... rnment, at the end of 2003, only $500 million US dollars foreign equity had been infused in China's banking industry, which only represented 0.3% of the total market. Nevertheless, by the end of 2006, ...
Subjects: Businesss Research Papers > Management > Human Resource Management
Monetary Policy Paper
serve is the central bank of the United States. It was created to provide the country with a stable banking industry. Since its creation in 1913, the Federal Reserve System has taken on many roles in ...
Subjects: Social Science Essays > Economics
Input/Output Paper
e using magnetic ink character recognition (MICR) which is an input technique used primarily in the banking industry. For retail tags, if they have a bar code, would be to use optical scanning device ...
Subjects: Science Essays > Technology
Information Technology & Banks
ansion into the global marketplace. The major technologies which are used nowadays include Internet banking, mobile banking, telephone banking, smart cards, credit cards, and automated teller machines ... ctions without going into a branch. However, with all of the benefits that technology brings to the banking industry, it also brings increased risks and threats. Many banks are faced with a growing co ...
Subjects: Businesss Research Papers > Management > Human Resource Management
Website: Look and Feel
Website: Look and FeelThe Banking and Investment business is one of the more competitive type organizations in today's marketp ... ore competitive type organizations in today's marketplace. To decrease cost and increase profit the banking industry is moving toward the virtual storefront and away from its grass-roots of the "brick ... tomer base along with using the internet as an addition tool and benefit for other more traditional banking customers. Based on Netstore (2007, para. 4), "if your customer cannot find what they want a ...
Subjects: Businesss Research Papers > Case Studies > E-commerce