Essays Tagged: "credit cards"

Use of credit cards

The use of credit cards is much more dangerous than use of checks or cash. Paying with cash is very easy; for k ... st written check will be rejected and account will be suspended until the balance is paid off. With credit cards however, every year more and more people get into debt.According to American Bankers As ... debt.According to American Bankers Association (ABA), Americans owe more then $387 billion on their credit cards. This frightening number, averaging about $3,900 per family, is just as bad for the eco ...

(2 pages) 202 0 3.9 Mar/1997

Subjects: Social Science Essays > Economics

A World Without Accounting. What the world would be like if we did not have accounting in our lives

veryone in all types of situations. For example, trying to get a bank loan or trying to apply for a credit card the applicant must provide the company with their personal accounting information to get ... d check to see if they have lots of liabilities such as owing other companies money for i.e. loans, credit cards, mortgagees .The basic purpose of accounting is to provide relevant information to user ...

(2 pages) 508 14 3.6 Nov/2002

Subjects: Businesss Research Papers > Accounting

The Electronic Wallet " VISA "

1) Credit cards and debit cards are definitely the future. These plastic cards will make the everyday l ... ilers. But all of this can be avoided if the customers would be more willing to use debit cards and credit cards. The use of credit and debit cards is an advantage for both retailers and customers. Pe ... thing that is appreciated these days. People seem to have less time and when you go shopping with a credit or debit card you surely save some time.So there is no doubt that a cashless society would be ...

(2 pages) 257 3 3.3 Feb/2003

Subjects: Businesss Research Papers > Marketing

The social effects of credit cards

Charge ItWhen American Express and the Diners club first launched their idea for a credit card they had no idea how it would affect the rest of the Twentieth Century. It was originall ... utionize the way we spend money until many years later when the magnetic strip was put on the back. Credit cards are basically an agreement between the cardholder, the store, and the credit card compa ... ompany. The credit card company pays the store for a card holder so that the cardholder can pay the credit card company back later. Today, most Americans have at least one credit card, and most credit ...

(3 pages) 159 2 4.5 Apr/2003

Subjects: Social Science Essays

This is a satire newsletter. The theme is over exagerated beauty pageants.

all of the 30 remaining pageants, the fee will be $250.00, payable two weeks before "costuming."*No credit cards, or personal checks please. Only cash or your next born will be accepted as payment.*Co ...

(2 pages) 59 1 3.0 Apr/2003

Subjects: Literature Research Papers > Creative Writing

Use and abuse of credit.

Use and Abuse of CreditThe use of credit cards is much more dangerous than use of checks or cash. Paying with cash is ... st written check will be rejected and account will be suspended until the balance is paid off. With credit cards however, every year more and more people get into debt.Credit cards. It is nearly impos ... reservations to making purchases on the Internet, it has become essential for everyday living. And credit card companies are trying to make it easier to get one.Competition for credit card customers ...

(6 pages) 250 0 5.0 Jul/2003

Subjects: Social Science Essays > Economics

Life in 2050 - This is about what life would be like in the year 2050.

ey on to your smartcard. This very same card contains your passport, driving license, benefit book, credit cards, supermarket loyalty card, travel pass, soccer club season ticket, digital TV license, ...

(5 pages) 66 0 3.0 Nov/2003

Subjects: Literature Research Papers > Creative Writing

A Career in Financial Services.

1 IntroductionFinancial Services (including companies covering brokerage, insurance, credit cards and commercial banking), is often used as a generic term describing businesses outside ... ?A rating agency is a firm or organisation set up to formally evaluate an individual's or companies credit history and capability of repaying obligations. They assign credit ratings to existing and po ... xisting and potential customers by investigating, analysing and maintaining records regarding their credit responsibility. This helps investors analyse the credit risks associated with fixed income se ...

(6 pages) 290 0 3.9 Jan/2004

Subjects: Businesss Research Papers

The relation of the PR with Media

i, my father works at certain place, has been voting for years a particular Party, he has different credit cards, loans, watches specific shows or he likes particularly one. The same thing occurs for ...

(2 pages) 25 0 3.0 Mar/2004

Subjects: Law & Government Essays

Citibank Credit Cards

IntroductionCitibank's Asia Pacific Consumer Bank has thought of launching credit card business as a way of growing future revenues. Card could prove to be excellent way to ov ... ricing and how to launch in Asia Pacific.In this paper, I would like to present the overview of the credit cards industry and conduct the resource-based analysis for Citibank. Finally I will present r ... urce-based analysis for Citibank. Finally I will present recommendations for Citibank about issuing credit cards in Asia Pacific.Industry Analysis (See Exhibit 1)Barriers to Entry: Barriers to entry i ...

(5 pages) 358 1 4.1 Mar/2004

Subjects: Businesss Research Papers > Case Studies

Marketing Analysis for Visa

Executive SummaryA credit card acts as a purchasing tool that enables consumers to make purchases without having to pay ... rs to make purchases without having to pay the full amount in cash upfront at the time of purchase. Credit cards also offer consumers with cash in advance service when they withdraw money from the ATM ... ses will depend on each consumer's bank or financial institution and type of account. In market for credit cards, there is a limited amount of brands that consumers can choose from. These brand names ...

(16 pages) 343 1 4.7 May/2004

Subjects: Businesss Research Papers > Marketing

"Money" -What is money, how is it changing, and what do you think it will be in the future?

s as money. Native Americans used wampum beads as their money. Now we used bills, coins, check, and credit cards as money. To being with, how exactly does money work? Money works because people ... possessions as money, then came gold and coins, next is was paper money. Now we have bills, coins, credit cards, and checks. Later on in the future, I think we will have neither bills nor coins. Perh ...

(3 pages) 128 2 4.6 May/2004

Subjects: Social Science Essays

Databases in my Wallet

formation for many purposes including direct marketing, inventory control, and purchasing patterns. Credit cards, supermarket loyalty cards, library cards, and driver's licenses are all sources of thi ... ket loyalty cards, library cards, and driver's licenses are all sources of this information. Credit card companies obtain a huge amount of data from the use of their cards. By using a database, ...

(2 pages) 100 0 3.0 May/2004

Subjects: Science Essays > Computer Science

Superstitions and Technlogy

which they would otherwise not be able to attain. Even if a person does not own a computer or have credit cards, there is information on a computer somewhere about everyone. The technology which is j ...

(9 pages) 65 0 3.0 Jul/2004

Subjects: Humanities Essays > Religion & Faith

Effects of Technology

which they would otherwise not be able to attain. Even if a person does not own a computer or have credit cards, there is information on a computer somewhere about everyone. The technology which is j ...

(9 pages) 559 2 4.3 Oct/2004

Subjects: Science Essays

Electronic & Telebanking

u access the banks services. Many financial institutions use plastic cards (ATM cards, Debit cards, Credit cards or smart cards) and Personal Identification Numbers (PINs) for this purpose while phone ... for purchases with a Debit Card, which also may be your ATM card. The process is similar to using a credit card, with some important exceptions. While the process is fast and easy, a debit card purcha ...

(18 pages) 176 0 3.0 Mar/2005

Subjects: Science Essays > Computer Science

Who says doing business is difficult? If you plan right, you can do anything!

but then i got experienced and begen making money.The financing of the business was totally done by credit cards, but please note that the only credit used were with offer of 0% apr until 8 months of ... ed were with offer of 0% apr until 8 months of their use. This gave me some time to keep paying the credit card minimum payment and grow my business.I opened 2 more carts in two other different malls ...

(1 pages) 444 0 3.0 Apr/2005

Subjects: Businesss Research Papers

Organizing function

ney is made that day and also breaks it down into how each transaction was paid for. All checks and credit cards are automatically deposited into the companies account. Then they go and subtract all o ...

(2 pages) 174 0 3.0 Apr/2005

Subjects: Businesss Research Papers > Management

Sociology 101

to fall through with the money I'd saved up then I would take out a loan or charge everything on my credit cards. In short I would do whatever it took.I'd rather leave everything behind and continue w ...

(1 pages) 22 0 2.0 Dec/2005

Subjects: Social Science Essays > Sociology

Current event Report: Motorola

discussed Motorola's planning to launch a system that will allow people to use their cell phones as credit cards. Motorola claims that you will be able to purchase products by simply waving your cell ... cash register. Motorola is hoping that in the future that this service will play the same role as a credit card. Motorola's strategy is the latest effort for the wireless industry to come up with new ...

(1 pages) 69 1 3.0 Feb/2006

Subjects: Businesss Research Papers > Case Studies