Field trip report

Essay by vancityvisa April 2006

download word file, 3 pages 2.3

For my field trip report I had the pleasure to sit down with Investment Advisor Harj

Grewal, BA (Econ), CFA, CBV, CFP from RBC Dominion Securities. Harj has a diverse

background in investment banking and finance. Harj currently holds a Chartered

Financial Analyst designation along with Certified Financial Planner, and Charter Business

Valuator. Through his career, Mr. Grewal has worked various different positions. Harj

originally started off as an investment advisor and then went into institution sales,

business valuation, corporate finance, and now has gone back to an investment advisory

position. While Harj worked as a professional business valuator, Harj successfully raised

millions of dollars for various different North American corporations.

According to Mr. Grewal, the function that an investment advisor plays at RBC Dominion

Securities is to assist people in making a more intelligent, tax efficient, and risk adjusted

investment decision. In terms of difficulty, I was told that at times this can be a very

easy task and sometimes it could be difficult when it comes to influencing a client.


clients are self motivated it is much easier to show them different options that they have

and implementation of the plan has greater success. After speaking with Harj in regards

to the function that an investment advisor plans, I really got the feel that financial

planning plays a major role when helping a client determine what kind of investments to

purse. Harj strongly agreed with me when I made this point and added that the CFP

designation lays a great foundation when it comes to the financial planning aspect of

making an investment decisions.

In terms of clients that Harj Grewal deals with at RBC Dominion Securities, they come

from all walks of life. A lot of these individuals are self employed professionals who...