Essays Tagged: "Fannie Mae"

Workplace Diversity

read; Over the past few years, such corporate giants as Wal-Mart Stores Inc., General Electric Co., Fannie Mae, Ford Motor Co. and Toyota Motor Corp. have pulled out all the stops to embrace diversity ...

(5 pages) 815 5 4.4 Nov/2002

Subjects: Businesss Research Papers

Fannie Mae and Loan Discrimination

ystem through insurance of mortgages and to stabilize the mortgage market. In 1938 Congress created Fannie Mae to refinance FHA insured mortgages. ( Mae has devel ... , converting it into somewhat of a governmental - private organization hybrid.Examples of what make Fannie Mae unique to most other "private" organizations include being exempt from state and local in ...

(8 pages) 171 0 3.6 Feb/2003

Subjects: Businesss Research Papers > Case Studies

The Audit Expectations Gap

mpany collapses in recent years and scandals surrounding companies such as Enron, and more recently Fannie Mae, have resulted in public confidence in the profession being at its lowest ebb historicall ...

(12 pages) 263 0 4.3 Jun/2005

Subjects: Businesss Research Papers > Accounting

Correlation Between Macroeconomics and the Mortgage Industry.

ors help increase the flow of funds available for mortgage lending. (Internet Reference, in the primary mortgage marke ... ities such as collecting mortgage payments, paying taxes, and following up on payment delinquencies.Fannie Mae (formerly known as Federal National Mortgage Association), Freddie Mac (formerly known as ...

(6 pages) 128 0 5.0 Jun/2005

Subjects: Social Science Essays > Economics

Fannie Mae: What's The Damage?

PROBLEM: After reviewing the facts of the article, it appears that Fannie Mae has an accounting problem, which may be due to inappropriate management decisions and lax ... practices.ALTERNATIVE #1: The first alternative in solving management's poor financial decisions at Fannie Mae, is to have the board of directors demand that top management executives at Fannie Mae st ... g a new management team.ALTERNATIVE #2: The second alternative to the accounting problem is for the Fannie Mae management team to agree to recalculate, restate and adjust earnings that were reported i ...

(2 pages) 34 0 2.3 Jul/2006

Subjects: Businesss Research Papers > Case Studies

Advocacy Against Homelessness

mum wage in 2000. Housing discrimination is difficult if not impossible to prove; however, a recent Fannie Mae National Housing Survey showed that 39 % of African Americans believe that they suffer fr ...

(2 pages) 82 0 2.0 Dec/2006

Subjects: Social Science Essays > Society and community

Market Forecast

ospects for residential real estate, which ahs been propped up for far too long by easy credit from Fannie Mae and other lenders. There are signs that the housing market should slow in the 2nd quarter ... f 2006. It also looks like the bubble is beginning to leak some air and not just the recent woes at Fannie Mae. I point to the flattening of prices and lengthening sales cycles for homes in red hot ma ...

(3 pages) 31 0 0.0 Apr/2007

Subjects: Businesss Research Papers > Markets & Exchanges

Yield Curve Theory

ny thrifts were forced to declare bankruptcy.The present statuses of giant mortgage lenders such as Fannie Mae are in similar trouble. Mortgage lenders have provided many long term (30 year), low inte ...

(3 pages) 34 0 0.0 Feb/2008

Subjects: Social Science Essays > Economics

Cultural Values and Personal Ethics

avior can please or help serve a deity.Ethical actions can fit in with one's upbringing or training.Fannie Mae is an organization that exists in the United States whose purpose is to help citizens liv ... ces that make it possible for low, moderate, and middle-income families to buy homes of their own" (Fannie Mae, 2005). Despite the recognition the organization has received in the past few years, in 2 ...

(5 pages) 263 0 4.0 May/2008

Subjects: Social Science Essays

McBride Financial Services Governance Evaluation

voting recommendations (How Good are Corporate Governance Ratings, 2008, ¶ 11).In early 2003, Fannie Mae was the first company to release its corporate governance score which was a 9 out of 10 f ... m Standard & Poor's Governance Services. In 2005, Standard & Poor's withdrew the scoring of Fannie Mae and discontinued the business of issuing corporate governance scores. In December 2006, F ...

(9 pages) 521 0 5.0 Sep/2008

Subjects: Businesss Research Papers > Management

Fannie Mae case study

Fannie MaeThe Federal National Mortgage Association (Fannie Mae) was formed by the Congress in 1938 ... gency Home Finance Act to securitize conventional residential mortgage loans. The main objective of Fannie Mae is to ease the availability and affordability of homeownership for the low- and middle-in ... ease the availability and affordability of homeownership for the low- and middle-income homebuyers. Fannie Mae and Freddie Mac became publicly traded companies in later years, with the mission to help ...

(7 pages) 49 1 3.0 Oct/2008

Subjects: Businesss Research Papers > Case Studies

Current Market Crisis

rred to as subprime mortgage meltdown. The reason behind creating Government Sponsored Enterprises (Fannie Mae and Freddie Mac) was to avoid massive defaults in residential and commercial housing. Giv ...

(3 pages) 92 0 4.2 Oct/2008

Subjects: Social Science Essays > Economics

Financial crisis

nd instable the financial markets can be.We have been astonished witnesses to the federal rescue of Fannie Mae and Freddie Mac following the sub-prime crisis, the bankruptcy of Lehman Brothers, the sa ... ehicles.The fall of the subprime market caused the crisis of the U.S. government-sponsored agencies Fannie Mae and Freddie Mac, which were then rescued by the U.S. Treasury through a huge nationalisat ...

(13 pages) 402 1 3.7 Dec/2008

Subjects: Law & Government Essays

Role of the United States Constitution and the United States legal system in business regulation

uch downfall since the 1920's. The United States government has come to the rescue of business like Fannie Mae and Freddie Mac who has more than 200 billion dollars in debt rollover problems. While Le ... especially in regulating financial markets."In 2003, some republicans tried to set regulations for Fannie Mae and Freddie Mac, but were shot down by democrats who thought that reform would hinder loa ...

(3 pages) 170 0 0.0 Mar/2009

Subjects: Law & Government Essays > Law

Recession or Depression

e have even fallen entirely. AIG, General Motors, Chrysler, Home Depot, Caterpillar, Merrill Lynch, Fannie Mae, Freddie Mac, corporations considered too large and too networked within the web of the w ...

(17 pages) 240 2 5.0 Apr/2009

Subjects: Law & Government Essays

Housing Industry

eholds had saved their money during the war, and billions of federal dollars had been allocated for Fannie Mae and FHA programs."According to Freeman, not many private developers existed in dedicating ...

(25 pages) 100 1 5.0 Oct/2009

Subjects: Social Science Essays > Economics

Corporate Greed and the fall of Our Economy

corporate giants as Enron, WorldCom, and the nonsense lending from our leading institutions such as Fannie Mae, and Freddie Mac. Our country has lost sight of what the American dream was based on. We ... ears of a deep recession. The government's efforts included the federal takeover of mortgage giants Fannie Mae and Freddie Mac, which together hold or guarantee $5.4 trillion in mortgage loans - 45 pe ...

(9 pages) 86 0 5.0 Nov/2009

Subjects: Literature Research Papers > Creative Writing

Effects Of Financial Crisis On Real Estate Industry

hat increased the affordable housing goals of government sponsored agencies such as Freddie Mac and Fannie Mae. In the rule, HUD identifies the subprime market as a way for Fannie Mae and Freddie Mac ...

(6 pages) 20 0 0.0 Mar/2011

Subjects: Social Science Essays > Economics