Essays Tagged: "Fannie Mae"
Workplace Diversity
read; Over the past few years, such corporate giants as Wal-Mart Stores Inc., General Electric Co., Fannie Mae, Ford Motor Co. and Toyota Motor Corp. have pulled out all the stops to embrace diversity ...
Subjects: Businesss Research Papers
Fannie Mae and Loan Discrimination
ystem through insurance of mortgages and to stabilize the mortgage market. In 1938 Congress created Fannie Mae to refinance FHA insured mortgages. (http://www.fhatoday.com/fha.htm)Fannie Mae has devel ... , converting it into somewhat of a governmental - private organization hybrid.Examples of what make Fannie Mae unique to most other "private" organizations include being exempt from state and local in ...
Subjects: Businesss Research Papers > Case Studies
The Audit Expectations Gap
mpany collapses in recent years and scandals surrounding companies such as Enron, and more recently Fannie Mae, have resulted in public confidence in the profession being at its lowest ebb historicall ...
Subjects: Businesss Research Papers > Accounting
Correlation Between Macroeconomics and the Mortgage Industry.
ors help increase the flow of funds available for mortgage lending. (Internet Reference, http://www.fanniemae.com/ir/annualreport/index.jhtml?s=Annual+Reports+%)Borrowers in the primary mortgage marke ... ities such as collecting mortgage payments, paying taxes, and following up on payment delinquencies.Fannie Mae (formerly known as Federal National Mortgage Association), Freddie Mac (formerly known as ...
Subjects: Social Science Essays > Economics
Fannie Mae: What's The Damage?
PROBLEM: After reviewing the facts of the article, it appears that Fannie Mae has an accounting problem, which may be due to inappropriate management decisions and lax ... practices.ALTERNATIVE #1: The first alternative in solving management's poor financial decisions at Fannie Mae, is to have the board of directors demand that top management executives at Fannie Mae st ... g a new management team.ALTERNATIVE #2: The second alternative to the accounting problem is for the Fannie Mae management team to agree to recalculate, restate and adjust earnings that were reported i ...
Subjects: Businesss Research Papers > Case Studies
Advocacy Against Homelessness
mum wage in 2000. Housing discrimination is difficult if not impossible to prove; however, a recent Fannie Mae National Housing Survey showed that 39 % of African Americans believe that they suffer fr ...
Subjects: Social Science Essays > Society and community
Market Forecast
ospects for residential real estate, which ahs been propped up for far too long by easy credit from Fannie Mae and other lenders. There are signs that the housing market should slow in the 2nd quarter ... f 2006. It also looks like the bubble is beginning to leak some air and not just the recent woes at Fannie Mae. I point to the flattening of prices and lengthening sales cycles for homes in red hot ma ...
Subjects: Businesss Research Papers > Markets & Exchanges
Yield Curve Theory
ny thrifts were forced to declare bankruptcy.The present statuses of giant mortgage lenders such as Fannie Mae are in similar trouble. Mortgage lenders have provided many long term (30 year), low inte ...
Subjects: Social Science Essays > Economics
Cultural Values and Personal Ethics
avior can please or help serve a deity.Ethical actions can fit in with one's upbringing or training.Fannie Mae is an organization that exists in the United States whose purpose is to help citizens liv ... ces that make it possible for low, moderate, and middle-income families to buy homes of their own" (Fannie Mae, 2005). Despite the recognition the organization has received in the past few years, in 2 ...
Subjects: Social Science Essays
McBride Financial Services Governance Evaluation
voting recommendations (How Good are Corporate Governance Ratings, 2008, ¶ 11).In early 2003, Fannie Mae was the first company to release its corporate governance score which was a 9 out of 10 f ... m Standard & Poor's Governance Services. In 2005, Standard & Poor's withdrew the scoring of Fannie Mae and discontinued the business of issuing corporate governance scores. In December 2006, F ...
Subjects: Businesss Research Papers > Management
Fannie Mae case study
Fannie MaeThe Federal National Mortgage Association (Fannie Mae) was formed by the Congress in 1938 ... gency Home Finance Act to securitize conventional residential mortgage loans. The main objective of Fannie Mae is to ease the availability and affordability of homeownership for the low- and middle-in ... ease the availability and affordability of homeownership for the low- and middle-income homebuyers. Fannie Mae and Freddie Mac became publicly traded companies in later years, with the mission to help ...
Subjects: Businesss Research Papers > Case Studies
Current Market Crisis
rred to as subprime mortgage meltdown. The reason behind creating Government Sponsored Enterprises (Fannie Mae and Freddie Mac) was to avoid massive defaults in residential and commercial housing. Giv ...
Subjects: Social Science Essays > Economics
Financial crisis
nd instable the financial markets can be.We have been astonished witnesses to the federal rescue of Fannie Mae and Freddie Mac following the sub-prime crisis, the bankruptcy of Lehman Brothers, the sa ... ehicles.The fall of the subprime market caused the crisis of the U.S. government-sponsored agencies Fannie Mae and Freddie Mac, which were then rescued by the U.S. Treasury through a huge nationalisat ...
Subjects: Law & Government Essays
Role of the United States Constitution and the United States legal system in business regulation
uch downfall since the 1920's. The United States government has come to the rescue of business like Fannie Mae and Freddie Mac who has more than 200 billion dollars in debt rollover problems. While Le ... especially in regulating financial markets."In 2003, some republicans tried to set regulations for Fannie Mae and Freddie Mac, but were shot down by democrats who thought that reform would hinder loa ...
Subjects: Law & Government Essays > Law
Recession or Depression
e have even fallen entirely. AIG, General Motors, Chrysler, Home Depot, Caterpillar, Merrill Lynch, Fannie Mae, Freddie Mac, corporations considered too large and too networked within the web of the w ...
Subjects: Law & Government Essays
Housing Industry
eholds had saved their money during the war, and billions of federal dollars had been allocated for Fannie Mae and FHA programs."According to Freeman, not many private developers existed in dedicating ...
Subjects: Social Science Essays > Economics
Corporate Greed and the fall of Our Economy
corporate giants as Enron, WorldCom, and the nonsense lending from our leading institutions such as Fannie Mae, and Freddie Mac. Our country has lost sight of what the American dream was based on. We ... ears of a deep recession. The government's efforts included the federal takeover of mortgage giants Fannie Mae and Freddie Mac, which together hold or guarantee $5.4 trillion in mortgage loans - 45 pe ...
Subjects: Literature Research Papers > Creative Writing
Effects Of Financial Crisis On Real Estate Industry
hat increased the affordable housing goals of government sponsored agencies such as Freddie Mac and Fannie Mae. In the rule, HUD identifies the subprime market as a way for Fannie Mae and Freddie Mac ...
Subjects: Social Science Essays > Economics