Essays Tagged: "financial institutions"

5 sector model RE the Economy.

from the household sector. Firms are always attempting to maximise profits by minimising costs.The financial sector consists of al financial institutions including banks and non-bank financial interm ... from consumers [through saving (a leakage)] and lend to firms to use for investment (an injection). Financial institutions attempt to maximise profit by charging more interest on lent money than on bo ...

(2 pages) 50 0 1.0 Jun/2003

Subjects: Social Science Essays > Political Science

Hackers versus Business and Financial Institution Computers: Who will win the battle?

ely complex and terrifically misunderstood components of modern society. (Winn Schwartau, 2002)When financial institutions are attacked by hackers, they find themselves in a bad position for reasons s ... unts (which may cause blame for embezzlement), and the same structural or personnel damage found in financial institutions. Again, an unsung hero foils the plan and saves the day. Unfortunately, reali ...

(10 pages) 225 2 4.5 Jul/2003

Subjects: Science Essays > Computer Science > Computer Ethics

Structured Finance

xposures into securities that can be sold to investors." It is also a service offered by many large financial institutions for companies with very unique financing needs which usually don't match conv ... financial products such as a loan. In addition, structured finance usually involves highly complex financial transaction.Ć How structured finance work and its relationship with Enron probl ...

(3 pages) 207 1 4.4 Aug/2003

Subjects: Businesss Research Papers

"Rob Parsons at Morgan Stanley"

joined Morgan Stanley as a market coverage professional in the Capital Markets division focusing on financial institutions with ten years of experience in the banking and insurance industries. He has ... o cross-sell, while doing anything to move a project forward, and has done a better job in covering financial institutions than anyone before him. His ability to communicate with others within the org ...

(5 pages) 340 0 4.8 Nov/2003

Subjects: Businesss Research Papers > Management

Specific Features of Financial Services Marketing

1.Specific Features of Financial Services MarketingIt has been suggested that there are two characteristics, which are spec ... .1Fiduciary ResponsibilityFiduciary responsibility is one of the most important features within the financial sector. It has been described through Arthur Meidan as "the responsibility of any financia ... stomers". This feature is very vital because if customers wont have the confidence and the trust in financial institutions, then they wont come back. But once they have gained the trust from the custo ...

(10 pages) 152 1 3.4 Dec/2003

Subjects: Social Science Essays > Economics

The five sector circular flow of income submit a diagram of the five sector circular flow of income with your essay

thin the economy. It has five main subsidiaries or contributors, including individuals, businesses, financial institutions, the government and international trade and financial flow. Each of these sec ... cular flow of income.Individuals, refers to all members of the economy, regardless of employment or financial status. They are concerned with the activities of earning an income and spending on goods ...

(3 pages) 130 0 3.8 Mar/2004

Subjects: Social Science Essays > Economics

Banking reform in China

m included the central bank, three commercial banks, and numerous small, private banks and non-bank financial institutions. They acted only as its cashier and agent, and did not carry out intermediary ... offices and operations of the PBOC in major cities. Many regional banking institutions and non-bank financial institutions such as investment and trust companies, and finance companies of diversified ...

(10 pages) 227 0 4.7 Mar/2004

Subjects: Businesss Research Papers

This report includes information regarding to the background and significance of interest rate to the capital market.

ive SummaryThe purpose of this report is to analyze and discuss the effects of interest rate to the financial system of Australia. In this report, relevant sources from books and websites are used app ... local economy and investments. The significance of low interest rate can be shown in the impact to financial institutions, financial instruments and financial markets.Secondly, it will focus on four ...

(10 pages) 179 0 5.0 Mar/2004

Subjects: Businesss Research Papers > Markets & Exchanges

The Great Depression

ividual investors, this precipitous decline in the value of assets greatly strained banks and other financial institutions, particularly those holding stocks in their portfolios. Many banks were conse ... 20s. The Depression exposed those weaknesses, as it did the inability of the nation's political and financial institutions to cope with the vicious downward economic cycle that had set in by 1930. Pri ...

(3 pages) 227 1 4.8 Apr/2004

Subjects: History Term Papers > North American History > The Great Depression

Reserve Bank of Australia and compare with the HKMA

ooria, 1996, p61) In recent years, the Reserve Bank has taken on an increasingly larger role in the financial system.Role of Reserve Bank of AustralialReserve Bank As BankerOne of the original roles o ... it business and lending transactions with the corporations and individuals of the general public to financial institutions in the market, and concentrates instead on being a "bank of banks". (G. Jay F ...

(7 pages) 67 0 5.0 Apr/2004

Subjects: Businesss Research Papers

"Toward a New Europe and the Twenty-first century" Study Notes

nd military influence, but it also refers to concerns about cultural loss. American banks and other financial institutions as well as law firms often have European branches. Large American corporation ...

(5 pages) 90 1 5.0 Apr/2004

Subjects: History Term Papers > European History

Islamic interest-free banking:is it feasible in the Western world?

est, not profit though (will be discussed later). But, in this modern world in which almost all the financial institutions are interest based, what option it leaves for the Muslims? Should they deny w ... y what their religion strictly forbids? Why are they strictly ordered to abstain from the method of financial dealings that the whole world has adopted? Why not they put efforts to introduce Islamic i ...

(8 pages) 127 1 3.7 May/2004

Subjects: Social Science Essays > Economics

Manufactured Homes: Accounting Policies, Evaluation and Current and Future Financial Position

matched with corresponding revenue. The company usually sold its installment contracts to unrelated financial institutions and was responsible for payments to the financial institution if the customer ... bore risk for the houses it sold. MH charged its customers a portion above the market rate, and the financial institution paid MH a portion of the differential between the stated interest rate and the ...

(7 pages) 120 0 3.6 Jun/2004

Subjects: Businesss Research Papers > Accounting

Mystery shopping

rowing industry with about 1.5 billion US dollar world-wide. The clients are including retailers, financial institutions, manufacturers, franchise operations, hotels, restaurants, promotions agencie ... ice online after they review the reports.WeaknessesOur first weakness is that we have limited financial resources for large-scale promotion to attract more clients and expand our activities to m ...

(4 pages) 96 1 2.6 Jun/2004

Subjects: Businesss Research Papers

What are bank and non-bank financial institution, compare them briefly and explain each of them.

"Warning: Saving May Be Hazardous to your Wealth"Financial institutions such as banks, insurance companies and pension funds are also known as 'Finan ... surance companies and pension funds are also known as 'Financial Intermediaries'. They dominate the financial scene all around the globe. It is virtually impossible to spend or save or lend or invest ... ssible to spend or save or lend or invest money nowadays without getting involved with some kind of financial intermediary in one way or another. Although all have similar functions, yet they are diff ...

(5 pages) 121 0 3.7 Sep/2004

Subjects: Businesss Research Papers

Managed Fund

1. Introduction1.1 PurposeThe purpose of this report is to discuss about why in the last financial year, managed funds had been able to gain their best returns in the last seven years after ... had been able to gain their best returns in the last seven years after some losses in the previous financial years. This discussion, will then lead into analysis about the impact of this issue on the ... developments, it is interesting to look at more deeply about managed funds and its existence in the financial world.1.3 ScopeManaged funds, to some extent, is a very wide topic area and has a lot of i ...

(9 pages) 70 0 0.0 Sep/2004

Subjects: Businesss Research Papers


erm globalisation refers to the integration of economies of the world through uninhibited trade and financial flows, as also through mutual exchange of technology and knowledge. Ideally, it contains f ... ting measures, fiscal liberalization, easier foreign capital inflows and allowing access of foreign financial institutions, banks, insurance companies etc. to domestic capital (stock) and money market ...

(2 pages) 53 0 4.3 Oct/2004

Subjects: Social Science Essays > Political Science > Specific Policies

Cyber Crimes

to prospective victims, to conduct fraudulent transactions, or to transmit the proceeds of fraud to financial institutions or to other connected with the scheme." Thieves are realizing the potential o ...

(4 pages) 144 0 3.9 Nov/2004

Subjects: Science Essays > Computer Science > Computer Ethics


I work for one of the biggest Financial Institutions in the country. This Financial Institution has the tallest building in the co ... its own, inside the building there are several barriers to communication that I have observed. The Financial institution housed inside this building is going through a restructuring exercise and chan ... ther employees, which has adversely affected the work of the institution. Our clients who are other financial institutions are now complaining about the poor service being provided by disgruntled staf ...

(5 pages) 133 0 3.0 Nov/2004

Subjects: Businesss Research Papers

BANK OF CANADA ... includes bibliography

alue of money.As a central bank the Bank of Canada oversees many issues concerning the economic and financial well being of Canadians. The Bank of Canada's direct customers are the federal government, ... dians. The Bank of Canada's direct customers are the federal government, the chartered banks, other financial institutions, and other central banks in foreign nations. However, the Bank of Canada is a ...

(10 pages) 79 0 3.4 Jan/2005

Subjects: Businesss Research Papers > Case Studies