Essays Tagged: "premiums"

Insurable interest case study.

estroys the house, at the same time, Adia's third cousin dies. Both insurance companies tender back premiums but claim they have no liability under the insurance contracts, as Adia did not have an ins ... finityIn the case presented, Ajax Insurance Co. is correct to not pay the claim, and only return premiums, since at the time of the loss John was the title holder. Therefore, the insurable interest ...

(2 pages) 26 0 3.0 Oct/2003

Subjects: Law & Government Essays > Law

Insurable interest case study.

estroys the house, at the same time, Adia's third cousin dies. Both insurance companies tender back premiums but claim they have no liability under the insurance contracts, as Adia did not have an ins ... pendency.In the case presented, Ajax Insurance Co. is correct to not pay the claim, and only return premiums, since at the time of the loss John was the title holder. Therefore, the insurable interest ...

(2 pages) 41 0 5.0 Oct/2003

Subjects: Law & Government Essays > Law

SUBJECT: Internet promotions within Renuzit's IMC

creating an immediate boost in sales. Consumer oriented sales promotions include coupons, sampling, premiums, bonus-packs, price-off, rebates, contests, sweepstakes, and event sponsorships. These prom ...

(2 pages) 57 0 3.0 Sep/2004

Subjects: Businesss Research Papers

Racial Barriers of Accessing Health Care

ually built in incentives which may encourage discrimination. Research shows that "the total family premiums have risen more than $2,700 in four years, a rate was four times faster than that for worke ...

(7 pages) 278 2 4.4 Oct/2004

Subjects: Social Science Essays > Controversial Issues

Analysis of an organization's annual report

d related accessories for its own brands including "AGVA", OEM customers and corporate customers as premiums.Since 1998, it has tapped the global outsourcing trend and established itself as a contract ...

(14 pages) 432 0 4.7 Jun/2005

Subjects: Businesss Research Papers > Accounting

Impact of Unemployment on Healthcare Insurance

o provide insurance for their workers. In addition, larger employers may pass along any increase in premiums to their workers, making the coverage unaffordable to some. States facing budget crises can ...

(1 pages) 70 0 1.0 Jul/2005

Subjects: Humanities Essays > Health & Medicine

Pre-Paid legal Services, Inc.

year renewals. First year commissions were paid in advance whereas renewal commissions were paid as premiums were received.In a Fortune magazine article, the author sites concerns around PPLs income g ...

(2 pages) 28 0 5.0 Sep/2005

Subjects: Businesss Research Papers

Wall Street Journal article - economic growth - Joseph T. Hallinan, "Once Seen as Risky, One Group of Doctors Changes its Ways," The Wall Street Journal, June 21, 2005, Pg A1

ctors have been under fire with the rising amount of malpractice suits and thus resulting in higher premiums for malpractice insurance. However, anesthesiologists have shielded themselves against the ... s have shielded themselves against the rising premiums and in some cases been awarded a decrease in premiums. The change has been accredited to the anesthesiologists focus. Over the past few years the ...

(2 pages) 60 0 3.0 Jun/2006

Subjects: Businesss Research Papers > Markets & Exchanges

Chalk One Up For Insuracne

ix of deductibles, liability, casualty, glass breakage, bodily injury, and the ever-present monthly premiums. For almost two years I had written necessary checks to cover my share of our family's auto ... lots and finding cars that you like is always fun, until you call your insurance agent and request premiums on GT's or ZX's, which were way out of my price line. At long last a person finally finds a ...

(2 pages) 379 0 0.0 Sep/2001

Subjects: Businesss Research Papers

Health Article

Agency, this is the first time that most people will not have access to prescription drug coverage. Premiums are increasing by more than twice as much, and the generosity of drug coverage will also de ...

(2 pages) 62 0 0.0 Oct/2001

Subjects: Businesss Research Papers > Management

Ambition

ho was a soap manufacturer. While Wrigley was selling soap for his father, he got the idea to offer premiums, which are free objects that help the sale of another object. One of his premiums was bakin ... ambition helped him overcome the difficulties. To help his business, William continued to give out premiums ranging from lamps to razors to scales. He also used advertising to help his business grow. ...

(2 pages) 248 0 0.0 Jan/2002

Subjects: Literature Research Papers

Untitled

t instead their main goal is to get more people enrolled so that they can maintain or raise current premiums paid by consumers using their service. For HMO's, profit comes first- not patients' lives.H ... , unnecessary mandates that would raise costs for Medicare beneficiaries.? (1) Sometimes people pay premiums for 15 to 20 years and may never even use health care. This is extremely unfair because ove ...

(5 pages) 101 1 3.0 Feb/2008

Subjects: Humanities Essays > Health & Medicine

Internet Cheating

e ever-growing importance of brain power to a prospering economy. The marketplace today places high premiums on new ideas and creative problem-solving, so for the less-skilled, the incentives to steal ...

(1 pages) 32 0 3.0 Feb/2008

Subjects: Literature Research Papers > North American > Poetry

Analysis of Insurance Financial Statements

y comparing the amount of losses incurred while making a sale and issuing a policy to the amount of premiums for all policies sold in a certain accounting period. It calculates the percentage of writt ... to the other 4 companies. However, their ratio was the largest because they had the least amount of premiums written. While calculating all 4 ratios, I found that the Daily Underwriters of America and ...

(7 pages) 37 0 3.0 Feb/2008

Subjects: Businesss Research Papers > Accounting

The Characteristics of Group Insurance

is sufficiently large, the actual loss experience of the group is a major factor in determining the premiums charged.

(1 pages) 2118 0 0.0 Feb/2008

Subjects: Businesss Research Papers > Management

Loss Management/Insurance

zard is bad for businesses in two ways, firstly, costs will be passed on from the insurers, raising premiums (How long can a company rightly sustain those costs?) and secondly, it shows very bad decis ... zard is bad for businesses in two ways, firstly, costs will be passed on from the insurers, raising premiums (How long can a company rightly sustain those costs?) and secondly, it shows very bad decis ...

(10 pages) 29 0 0.0 Jun/2008

Subjects: Businesss Research Papers

Manzana Insurance case report

eclining. It suffered a loss of $174 and $121 in 1st and 2nd quarter of year 1991. (Exhibit 5)While premiums went up about 10%, ordinary insured losses went up about 50% from 1st quarter of 1989 to 2n ...

(4 pages) 49 0 3.0 Feb/2009

Subjects: Businesss Research Papers > Case Studies

Why Non-Profit Healthcare Organizations Are Better?

a are unable to afford the entire cost of their own health care annually. Co-pay, prescriptions and premiums alone are at an all time high. There are many organizations that aim to reach out to the un ...

(5 pages) 75 0 0.0 Jan/2010

Subjects: Humanities Essays > Health & Medicine

Substance Abuse in the Workplace

eating individuals who suffer from substance abuse yet the numbers continue to increase. Healthcare premiums reflect the medical arenas stance on substance abuse by raising their premiums for coverage ... on the number of arrestees who were not successful in passing a drug test, higher medical bills and premiums, and new and improved substances available for purchasing.Alcohol and drug use in the workp ...

(9 pages) 3414 0 0.0 Aug/2010

Subjects: Social Science Essays > Sociology