Essays Tagged: "Freddie Mac"

Correlation Between Macroeconomics and the Mortgage Industry.

g up on payment delinquencies.Fannie Mae (formerly known as Federal National Mortgage Association), Freddie Mac (formerly known as Federal Home Loan Mortgage Corporation), and other investors (includi ... panies, pension funds, and foreign investors) make up the secondary mortgage market. Fannie Mae and Freddie Mac are the biggest players in this market. The two companies combined have a market share o ...

(6 pages) 128 0 5.0 Jun/2005

Subjects: Social Science Essays > Economics

Economic Indicator Forecast

ar fixed rate mortgage is currently 5.59 percent. Rates have not been that low since April of 2004. Freddie Mac is forecasting that the long term rates will be lowered approximately 0.10 percent. "It ... cent in the forth quarter, and reach 6.5 percent by the end of 2006" (Perkins, 2005).I believe that Freddie Mac's forecast is the one to watch. This is because of the very low first quarter rates in 2 ...

(9 pages) 987 1 4.7 Jul/2005

Subjects: Social Science Essays > Economics

Fannie Mae case study

stry during the economic "Depression". In the meantime, the Federal Home Loan Mortgage Corporation (Freddie Mac) was authorized to purchase the first lien, fixed-rate conventional mortgage loans. It w ... bility and affordability of homeownership for the low- and middle-income homebuyers. Fannie Mae and Freddie Mac became publicly traded companies in later years, with the mission to help more families ...

(7 pages) 49 1 3.0 Oct/2008

Subjects: Businesss Research Papers > Case Studies

Current Market Crisis

rime mortgage meltdown. The reason behind creating Government Sponsored Enterprises (Fannie Mae and Freddie Mac) was to avoid massive defaults in residential and commercial housing. Given that federal ...

(3 pages) 92 0 4.2 Oct/2008

Subjects: Social Science Essays > Economics

Financial crisis

financial markets can be.We have been astonished witnesses to the federal rescue of Fannie Mae and Freddie Mac following the sub-prime crisis, the bankruptcy of Lehman Brothers, the sales of Bear Ste ... l of the subprime market caused the crisis of the U.S. government-sponsored agencies Fannie Mae and Freddie Mac, which were then rescued by the U.S. Treasury through a huge nationalisation (which had ...

(13 pages) 402 1 3.7 Dec/2008

Subjects: Law & Government Essays

Mortgage Rates Fall for 11 Straight Quarter

11th Straight WeekMortgage rates for 30 year fixed mortgages fell below 5% for the first time since Freddie Mac started tracking the data which started in April 1971. Mortgage rates have been going do ... t out again and ease up on their criteria for lending so the housing market could get back on track.Freddie Mac reported last Thursday that the 30 year fixed rate was now 4.96% breaking the previous r ...

(3 pages) 320 0 0.0 Feb/2009

Subjects: Businesss Research Papers > Case Studies

Role of the United States Constitution and the United States legal system in business regulation

nce the 1920's. The United States government has come to the rescue of business like Fannie Mae and Freddie Mac who has more than 200 billion dollars in debt rollover problems. While Lehman Brothers, ... regulating financial markets."In 2003, some republicans tried to set regulations for Fannie Mae and Freddie Mac, but were shot down by democrats who thought that reform would hinder loans for low inco ...

(3 pages) 170 0 0.0 Mar/2009

Subjects: Law & Government Essays > Law

Recession or Depression

fallen entirely. AIG, General Motors, Chrysler, Home Depot, Caterpillar, Merrill Lynch, Fannie Mae, Freddie Mac, corporations considered too large and too networked within the web of the world economy ...

(17 pages) 240 2 5.0 Apr/2009

Subjects: Law & Government Essays

Fiscal Management and Responsibility

eeds being satisfied.Renting verses buying is a dilemma that most people wrestle with. According to Freddie Mac (2009) when considering buying a home one must first find out how much one can afford. A ... major repair costs, insurance and taxes, and maintenance that are not a major factor when renting. Freddie Mac (2009) also states that one's housing payment whether renting or buying should not excee ...

(3 pages) 12 0 0.0 Jun/2009

Subjects: Businesss Research Papers > Management

Corporate Greed and the fall of Our Economy

as Enron, WorldCom, and the nonsense lending from our leading institutions such as Fannie Mae, and Freddie Mac. Our country has lost sight of what the American dream was based on. We have allowed a c ... recession. The government's efforts included the federal takeover of mortgage giants Fannie Mae and Freddie Mac, which together hold or guarantee $5.4 trillion in mortgage loans - 45 percent of the na ...

(9 pages) 86 0 5.0 Nov/2009

Subjects: Literature Research Papers > Creative Writing

Financial Crisis

downward trend in 2005 and collapsed in 2008 starting with investment banks such as Bear Sterns and Freddie Mac and Fannie Mac. This sent a ripple through the rest of the globe. Other nations were aff ...

(7 pages) 99 0 0.0 Mar/2010

Subjects: Businesss Research Papers > Case Studies

Effects Of Financial Crisis On Real Estate Industry

rth a new rule that increased the affordable housing goals of government sponsored agencies such as Freddie Mac and Fannie Mae. In the rule, HUD identifies the subprime market as a way for Fannie Mae ...

(6 pages) 20 0 0.0 Mar/2011

Subjects: Social Science Essays > Economics