Essays Tagged: "Unsecured debt"

What are debentures, mortgages and long term loans?

ry with market rates of interest.Long-term loansOther long-term loans may, unlike the mortgages, be unsecured loans. This means that the bank or financial institution that lent the money does not have ... through the courts to get any money back. This can prove to be a lengthy and expensive process. An unsecured loan will therefore tend to attract a higher rate of interest then a secured one where the ...

(2 pages) 111 0 3.0 Nov/2002

Subjects: Businesss Research Papers

Springfield National Bank Case Analysis

onal working capital next year. The company would like to obtain a $1,000,000 line of credit, on an unsecured basis from Springfield National Bank (Springfield). The approval of an unsecured loan woul ... edit-worthiness.Therefore, it is the group's conclusion that given the choice of either granting an unsecured line of credit or not, Springfield bank should choose the former on the following basis: 1 ...

(2 pages) 71 1 3.0 Sep/2006

Subjects: Businesss Research Papers > Accounting

Financial Profile

ay help you achieve good credit starting at a young age, but can also lead you into a great load of debt-which I'd rather not have. Any extra money I end up with will go directly to the bank. M ...

(3 pages) 573 0 0.0 Jan/2002

Subjects: Businesss Research Papers

The report on the investment of the bond---taking a example of Generator Notes(GNA)

s are exposed to the 2.95% to 4.73% tranche of a portfolio of 110 primarily investment grade senior unsecured credits.1.3 Redemption detailCapital will be redeemed in full unless greater than 5 compan ... s (disclosed in the Prospectus) Portfolio Events (broadly, credit events with respect to the senior unsecured debt of the companies in the reference portfolio) over the life of the Notes. Investors' i ...

(9 pages) 22 0 0.0 May/2008

Subjects: Businesss Research Papers > Management

Personal Finance and Investing

ees, early repayment penalties and missed payment penalties. (Personal Loans, 2007)3.2.1Secured and UnsecuredPersonal loans can either be secured or unsecured. A secured loan is a loan in which the bo ... ecured. A secured loan is a loan in which the borrower pledges an asset as collateral for the loan. Unsecured loans are collateral free and are not secured against the borrowers assets.3.2.2Fixed and ...

(18 pages) 52 0 0.0 Apr/2009

Subjects: Businesss Research Papers > Accounting

Business Report on the Different Financial Institutions in Australia and their Different Rates

have to be known. Some of these include:•Understanding that you will be getting yourself into debt. You will need to pay the principal plus the intrest charges. Find out what type of security, i ...

(6 pages) 699 0 0.0 Mar/2010

Subjects: Businesss Research Papers

Debt Versus Equity Financing Paper

y from a lender such as a bank. These financings option comes in the forms of loans both secure and unsecured. "Security involves a form of collateral as an assurance the loan will be repaid. If the d ...

(3 pages) 0 0 0.0 Oct/2014

Subjects: Businesss Research Papers > Accounting