Candidate: Zhang Ke ( Emma) Date: 25, April,2003
Title: Internet Banking
Evaluator: Dr. Kenvin Baker
áÃÂResearch questions and objectives
áâ¬What internet banking is used for?
áâ¬Which businesses have internet banking been had?
áâ¬How many people use it?
áâ¬How many Chinese banks develop this operation?
áâ¬How can internet banking develop more security and efficiency in China?
áÃÂSourcing
According to OCC, internet banking is defined as pointing some systems that through utilizing these systems, the bank customers pass the PC or other intelligent devices to enter the bank account and get the general bank products and service information. Some other banks defined it as a real-time solution that allows you to access your accounts 24 hours a day, 7 days a week; you may check your balances and transaction history for such accounts as checking, savings, money market and even mortgage.
The principal literature sources from some main banks in China which have been developing this operation such as China Merchants Bank, Bank of China, and China Construction Bank.
English: Headquarters of China Construction Bank a...
#BOFA 2009.04.20 ReplyFAIL Bank of America | Onlin...
English: The Merchant's Bank worldwide headquarter...Compared with traditional bank, internet bank has further predominant characteristic:
áâ¬Financial services standardisedly, individualized and synthetically
áâ¬The deep change in the financial competition pattern
áâ¬The branch of industry more interdependency
áâ¬Its merits of information and more transparency of the information
The domestic banks for developing internet banking are optimistic. In April, 1997, China Merchants Bank was the first one for developing this operation. Following it, other banks have it subsequently. As a result, more than 200 branches of 20 banks have this operation nowadays. At the same time, the number of existing and potential consumers have a dramatic increase. According to a survey from AC Nielsen Company, from 2000 to 2005, the number of existing consumers will increase from 900 thousand to 140 million. While the number of frequence of people surfing...
THE RESEARCH PROPOSAL
This could have been combined with your other somewhat longer essay of yesterday on the same subject having the same title.
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